Buying a home can be one of life's most exciting experiences , and one of the most challenging. As your Real Estate Professional Ray will guide you through each step of the process to buy and/or to sell your home providing:Financing programs Plans for budgets and final sales agreement Extensive on-line market of your home Protection for your investment with a home warranty and a network of Service Professionals. Ray is a graduate of Duke University and is an expert in information technology and finance. Ray skillfully guides customers through the sale/purchase process utilizing -up-to-date electronic and market trend resources